I used to leave the house around am every morning to catch the am bus around the corner.
Despite my punctuality, the bus would either not arrive on time or be so full of people I’d have to walk another 5 blocks just to get on.
Financial independence and retirement are used interchangeably, but there are some subtle differences.
Financial independence is usually applicable to people across their entire lifespan.
There’s no traffic or lines at the store during these hours and I’m much more efficient in getting things done. Part of it is because organizations want to show their community support and free access on weekdays provides the lowest amount of damage to their bottom lines.I also enjoyed taking my parents for a nature walk along the San Francisco cliffs at Land’s End.